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	<title>Tinkering &#187; finances</title>
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	<description>::A Bupkis Journal::</description>
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		<title>One mo&#8217;gain: The road to fiscal responsibility.</title>
		<link>http://www.revivalprojects.com/journal/?p=176</link>
		<comments>http://www.revivalprojects.com/journal/?p=176#comments</comments>
		<pubDate>Wed, 10 Feb 2010 03:45:00 +0000</pubDate>
		<dc:creator>Mark Miron</dc:creator>
				<category><![CDATA[finances]]></category>
		<category><![CDATA[general]]></category>

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		<description><![CDATA[Here I am again, trying to implement the annual new year&#8217;s resolution of living within a budget. Every year I fail miserably but every year I get back up on that horse and try again. Last year I purchased &#8220;You Need a Budget&#8221; (YNAB) and was very ambitious about entering all the data I could [...]]]></description>
			<content:encoded><![CDATA[<p>Here I am again, trying to implement the annual new year&#8217;s resolution of living within a budget. Every year I fail miserably but every year I get back up on that horse and try again.</p>
<p>Last year I purchased <a href="http://www.youneedabudget.com/">&#8220;You Need a Budget&#8221; (YNAB)</a> and was very ambitious about entering all the data I could for as far back as I could and and drowned under the weight of the volume of the numbers. I could never get caught up to current and so gave up. This year I upgraded to the latest version of YNAB and I am back at it, but now I am only going back to the first of the year so that I have a hope of getting caught up.</p>
<p>We have way more outgoings this year with 2 car payments and a wee little one that we feel compelled to keep surrounded by battery operated plastic toys. Even with that I am hopeful that this is the year we get it under control. Wish us luck, pray for us; we need all the help we can get!</p>
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